R. D. Fink Agency. Inc

Not All Homeowners Policies Are Created Equal

by Robert Fink on Nov 3, 2017

Did you know that not all homeowners insurance policies are created equal?  In fact, there can be significant differences.  

A few examples:

  • "Backup of Sewers and Drains" (ie: Sump pump) – This coverage is not normally included in the policy, but can be added for an additional premium.
  • “Identity Theft” - While some policies include this valuable coverage, it’s an option with others.  For approximately $20 per year, your entire family can be protected.  This coverage helps to pay for the expenses that are often incurred when restoring your identity.
  • “Open” perils coverage for your personal contents – Most policies include “Named” perils coverage, which includes most scenarios that could potentially cause damage to your contents, but “Open” perils includes more.

Contact us to discuss these coverages, and more.

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