Did you know that not all homeowners insurance policies are created equal? In fact, there can be significant differences.
A few examples:
"Backup of Sewers and Drains" (ie: Sump pump) – This coverage is not normally included in the policy, but can be added for an additional premium.
“Identity Theft” - While some policies include this valuable coverage, it’s an option with others. For approximately $20 per year, your entire family can be protected. This coverage helps to pay for the expenses that are often incurred when restoring your identity.
“Open” perilscoverage for your personal contents – Most policies include “Named” perils coverage, which includes most scenarios that could potentially cause damage to your contents, but “Open” perils includes more.